The Business Credit Program is the most comprehensive funding solution on the market today. Through your finance suite there are three major benefits you will receive for your business. We take action now so you are ready.
First we focus on the compliance factors to insure your business is setup credibly to radically increase your chances of approval.
Next we prequalify you through the Financing Approval Engine that cross-checks your information with underwriting guidelines for thousands of lenders. This gives you the best chance of being approved for cash funding.
Thirdly, we help you build a business credit score and profile for your business so you can be approved for even more credit in your business name which requires no personal credit check or guarantee. There is a big difference between business & personal credit. If your personal credit is suffering from your business its not to late to fix it. One benefit to business credit is the simultaneous repair and building of your personal score as well. Listen to this amaizing video below to learn more.
If you are already in business or wanting to start a business, you probably already know the importance of a strong credit rating and you know the value of being able to get your hands on the money you need to begin and grow your business.
Unfortunately, getting that money is a major roadblock for many business owners. Perhaps you’ve already had a loan application denied. Many business owners in fact have their financing requests turned down repeatedly.
So you know what you need but like many others, what you might not know is how to get it. That’s where this short video can help. As you are watching, you can begin to understand both the challenges and the opportunities for credit and funding as well as how to pick your way through the maze most effectively. Statistically, the single greatest challenge facing small business owners is getting your hands on sufficient startup capital and additional financing for ongoing operational expenses and growth.
It may come as no surprise that a primary reason for over 50 percent of small businesses failing in their first three years is undercapitalization. In other words, they have insufficient credit to get the funding so critical to running and building their business.
The reason for this is no one has taught them how to establish business credit and then how to leverage it into the financing every business owner so desperately needs and make no mistake about it. If you don’t already have a need for financing, the day will come when you do.
Will you be ready? The biggest mistake business owners make is starting and building their businesses entirely by leveraging their personal credit and personal credit of course can only go so far.
The end result is usually a credit crisis that can knock you flat on your back and out of the game before you really even get rolling. That’s why we developed a short video to share with you the information you need to know about creating a business credit asset totally independent of your personal credit so you can support the startup, growth and expansion needs of your business all with no risk to your personal credit standing.
Here was another mistake that is made all too often. When most business owners start their business, they collect up whatever money they have from savings, personal loans or friends and family. They place that money directly into their business bank account and start spending. This is a huge mistake.
That same amount of money could have been placed with one of our member banks that would have issued a dollar for dollar business line of credit reporting to the business credit agencies. This one step puts your business on the radar of most other business lenders who know how impossible it is to get approved for a bank business loan.
Inside our system, we will help you avoid many other business credit and financing mistakes. We will make sure that you build strong business credit scores and that your business has access to financing. When it comes to succeeding in business financing, the experts agree. You absolutely must establish business credit for your business that is entirely separate from your personal credit.
Entrepreneur magazine, “You should differentiate your personal credit from your business credit.” The Wall Street Journal, “Lenders check your company’s credit report to see if they want to do business with you.” Wells Fargo Bank, “The longer you delay establishing business credit, the longer you delay taking advantage of business loans.”
As you’ve discovered, building a business credit asset is the key to attracting lenders. So how do you do it the right way? As the leader in small business financing and business credit coaching, we’ve created a proven four-step path to success.
Step one, ensure your business meets the lending criteria. Our system takes you step by step through meeting the 24-point underwriting criteria before you even apply. If even one of these items is missing or incomplete, your application may be declined and often is.
Step two, separate your business credit from your personal credit as quickly and completely as you can.
Step three, as soon as you have your business file, begin building a business credit history.
Step four, introducing you to our networks of thousands of lenders and most importantly, a thorough familiarity with our underwriting criteria, so we can get you into compliance before you apply.
Far too many business owners apply without knowing whether they even meet the requirements and then just sit back, hoping and praying they might get approved.
When you follow our system, you know you’re preapproved before you even apply.
One of the things we’ve learned in helping over 50,000 businesses build the credit they need is this. Most business owners are so involved in the day-to-day operations of their business, they just don’t get around to setting aside time to focus on their financial planning. Then when they need the money, suddenly they realize they have no plan and no credit. Needless to say, they soon suffer the consequences.
We would rather you not suffer that fate and that is why we’ve developed the only certified coaching system that supports you in creating a strong business credit asset and then maximizing it to get all the trade credit and cash you need to grow your business. Due to the unprecedented level of trust we’ve built with Dun and Bradstreet and Experian and Equifax, we’re the only business credit and funding development company providing direct access to your credit file and history right within our portal.
No one else in the industry has this type of working relationship with the business credit bureaus. Our coaches’ primary objective is always making sure you are successful in this process, doing it in the shortest time and ensuring you end up with a highest value credit asset possible.
In fact, because their pay is directly to your success, you won’t find coaches anywhere with a stronger commitment to your business success.
Popular statistics as well as our own experience with clients show an amazing 511 percent increase in successful completion of our program when you work with a certified credit coach. Coaching makes all the difference. Together, our coaches and loan processors ensure you create the highest value business credit asset and that you apply it to maximizing your access to funding and lending.
I encourage you to start today because even as easy as it is, building a business credit asset can take time. The sooner you start building strong business credit scores, the sooner you will find the financing you need for your business to be successful.
Our objective is simple. We want all our business partners like you to grow and succeed and never become one of those failure statistics. Of course we realize you may be unsure of just how much guidance you need.
When you’re expecting your business to be the vehicle for achieving your financial security and lifestyle goals, you need to understand that ample financing is the fuel that gets you there. Yet most business owners begin their journey with an almost empty tank and no plans for filling up.
The choice is clearly yours. You can either prepare for your journey now or wind up stranded at the side of the road, watching every opportunity pass you by.