Business Credit Program puts in place the tools and compliance requirements for your business so you can obtain business credit based on your business’s income and not your personal credit score or personal guarantee. We charge $2,950 for the service. We offer terms. Is it worth it? We think so and here is why.
You have a business to run and if you are like so many other business owners you have run it on your personal credit, you may have seen your score drop dramatically and you either know why or you are shocked because you always pay your bills. The use of your personal credit for your business has caused you to lose the ability to borrow both for your family and the business so you may be at the point where you are using merchant cash advances to run the business at an outrageous expense to your family and business. We are not just talking about the cost of money but stress and personal hardship costs.
Some businesses do their own books, financials, and taxes, while others delegate the responsibility to their CPA or bookkeeper. When the time is right and you want to get control of your business finances and obtain a company vehicle with no personal guarantee, business credit card that you can actually use the credit line without it hurting your credit, or obtain a vendor account to buy materials to name a few, you might consider delegating building business credit to fix the issue that is effecting your business growth and personal credit. Saving money on one merchant cash advance will more than pay for the service. We offer payments to make it affordable and it gives both of us the cash flow to focus on doing the work to make the changes in your business credit which will put you in the direction you want to go. It’s a plan and a process, it won’t happen in 30 days, we can get your funds depending on your business bank accounts sometimes in just a few days, but the build real credit for the business takes time that why we stick with it for over a year. It works and it has long-lasting results.
Think of it this way, instead of using your personal credit card or a expensive merchant cash advance for your business expenses, allocating credit for each segment of your busienss has less risk, actually helps you regain your personal credit and multiplies your ability grow without the potential of personal liability, backed by a guarantee. Maxing out your personal credit cards hurts your credit, lowers your score and has a downward spiraling effect on your ability to borrow money.
The Business Credit Program follows specific steps and guidelines on your behalf so that you can have access to more funding than any other single source. We use a Finance Suite Software that lets you view your progress and cross-checks your business details with thousands of lenders to determine which loans you already qualify for, but only after your business is ready and is compliant. That is what we do, help you get compliant and then create a plan to obtain credit that you will use your business. Banks offer only a few products, therefore, most of these products are not available through conventional banks but through vendor accounts, equipment & vehicle companies, credit cards for business owners that don’t report to your personal credit, factoring & invoice companies, merchant advance companies, vendor accounts, supplier accounts, fuel cards, major department store accounts, and even private investors. Imagine spreading out your cash flow needs each month while your cash stays in your account building an average daily balance. Why is that important, because what you want is a line of credit and the lender will want to see a good bank balance and average daily balance with no overdrafts and negative days.
It’s a plan that works and you may need help and that is what the service provides, the tools, and personal service to build your business credit. We assign a certified finance officer to manage your account and work with you through the approval process until the money is in your hands. We’re automated with online access and we provide one on one personal service.
As Part Of The Program We Will:
- Make Your Business Compliant to Qualify For Loans And Credit
- Get You Funding Quickly With Our Wide Array Of Funding Programs
- Build Your Credit Profile So You’ll Qualify For Even More Funding
- Set Up Accounts With The Right Vendors To Build Your Credit Rating
- Create A Credit Plan, What Credit Do You Need To Run Your Business
- Activate And Or Manage Your Dunn & Bradstreet Credit Profile
- Add Credit References For Your Business
- Obtain a DUNS # in the first few days
- Manage your company’s credit